AN INTERGENERATIONAL MOTHER/DAUGHTER CONVERSATION

Season 2

EPISODE 11:

“Vibrant Living” Series

(Money Special- Part 2 of 2)

DOLLARS & SENSE: FEARLESS & FEMININE INVESTING

(01:02:38)

August 25, 2021

DESCRIPTION:

We are continuing our “women and money” conversation with guest expert, Victoria Sexton. Join us for part two of “Dollars & Sense”. In this episode we discuss how women can fearlessly use their natural feminine instincts to successfully navigate the world of investing. Be sure to stay tuned until the end for a very special offer that is guaranteed to boost your money confidence, and just might change your financial future!

(Check out our special offer at https://courses.victoriasexton.com/p/investment-mastermind. Then, share the episode and the Investment Mastermind!)

 

A SIP OF “THE TEA”

(Victoria on the best time to invest.)

EPISODE SUMMARY:

In preparation for our conversation with Financial Coach Victoria Sexton, we researched women and investing. To our disappointment, women have made little economic progress. Globally, we control only a fraction of the world’s wealth and earn on average 24% less than men. In the U.S., for every dollar a man makes, a woman makes 82 cents. In addition to earning less, women are more susceptible to poverty. One out of three women in America lives in poverty, and one out of five live in extreme poverty.

While on the surface it might appear that some women are doing better. For far too many, the income disparity between men and women is marked. And the gender wage gap is worsening.

When looking at average annual earnings, women earn $9,000 less than men. The pay gap widens even more for African American and Latinx women. And in retirement, a $1 million dollar savings will be worth nearly $1.2 million for a man, but only $625,00 for a woman. And let’s not forget that women tend to live longer than men.

The question of why this inequality exists has been answered many times over in academic studies and news stories, but research and rhetoric has not changed the story. Still, information is power– which is precisely why we invited Victoria to chat with us about investing.

Investing is a good plan for anyone, no matter one’s age or gender. However, women often face unique challenges in the financial world. Perhaps it is due to the way society perceives us. Or maybe our own mindsets are the problem. Many of us lack the information necessary to navigate the investment world. Some of us are externally discouraged from investing at all. While women outperform men as investors, some of us invest without fully understanding the risks and potential outcomes. And, often, we rely on professionals to tell us what is best for us.

We are fortunate to have a wonderful personal financial consultant who, even though we started the investment late, impressively grew Nia’s 529 college fund. I’m so grateful for him. However, I have no idea how he did it, or what he’s talking about half the time…and I’m being generous with my estimation of my knowledge. And I’m not alone.

So, for us, this is a really important (and long overdue) conversation that we are excited to share with you. And we don’t want it to end there. Listen to the end and find out how you (mother and/or daughter) can come “grow with us” as we shift our money mindset, increase our investment confidence, and take action to secure our financial futures.

IN TODAY’S CONVERSATION WE GET THE “TEA” ON:

  • Why women are better investors than men
  • Why women really need to invest
  • When we should start investing
  • The difference between contributing and investing
  • The various types of investment and retirement accounts
  • Retirement vehicles for the self-employed
  • How visualizing the future can help you invest today
  • Ways we can introduce and educate our children on money matters
  • Announce a special opportunity to increase your investment knowledge and jump start your portfolio! (Details below.)

…And, soooo much more!

Enjoy the “Tea”,

Deb (& Nia)

p.s. Need some incentive? Check out our episode on money and aging.   “Crucial Conversations: Money and Aging”Dollars and Sense: The Truth About Women and Money 

 

NEED SUPPORT TO GET STARTED?

THEN, YOU WON’T WANT TO MISS OUR “REAL TALK WITH DEB & NIA” OPPORTUNITY TO START OR LEVEL UP YOUR INVESTMENT QUOTIENT AND STRATEGY. CHECK OUT OUR EXCLUSIVE, 6-WEEK, AFFORDABLE “INVESTMENT MASTERMIND” WITH FINANCIAL COACH VICTORIA SEXTON. YOU DON’T HAVE TO DO IT ALONE! WE’LL LEAVE MONEY SAVVY AND , EVEN BETTER, HAVE AN OPPORTUNITY TO FEARLESSLY BEGIN INVESTING WITH THE HELP OF AN EXPERT. WE’VE NEGOTIATED A “CRAZY” DEAL; ALL YOU NEED TO DO IS SAY “YES” TO YOURSELF AND YOUR FUTURE. WE’LL BE THERE! 💕
BEGINS SEPTEMBER 11th. REGISTER YOURSELF AND YOUR DAUGHTER (18 AND UP)!

LEARN MORE ABOUT THIS EXCLUSIVE, ONE-TIME, DEEPLY-DISCOUNTED INVESTMENT MASTERMIND!

“Give a woman a dollar, and she can put it to good use. Teach her about how money really works, and she can change the world.”  -Linda Davis Taylor, CEO and Chairman of Clifford Swan Investment Counselors

Resources & Links:
SHOW MENTIONS, RECOMMENDATIONS & HELPS:
  • Check out the Wall Street Journal & Market Watch Apps to familiarize yourself with financial happenings and lingo
  • Learn more at www.investopedia.com. Since Investopedia was launched in 1999, they’ve made it their mission to simplify complex financial information and decisions so people can confidently manage every aspect of their financial lives. 
  • Find a financial mentor
  • Read the book “Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money that the Poor and Middle Class Do Not!” – Robert Kiyosaki (Available on Amazon)
  • Read the book “Rich Woman: Because I Hate Being Told What to Do”- Kim Kiyosaki (Available on Amazon)
  • Read “Overcoming Underearning: Overcome Your Money Fears and Earn What You Deserve”  (Available on Amazon)

VICTORIA’S CONTACT INFO:
Looking to change your money story? Victoria offers a number of ways that may support you on your journey towards money confidence.
BOOK A STRATEGY SESSION: https://victoriasexton.com/strategy/ 
CHECK OUT THE PODCAST: The Don’t Play With Trash  is the podcast for people who are ready to let go of all of the junk in their lives so they can make room for more joy, prosperity and abundance. Your host, Victoria Sexton, shares with you how she got fed up and decided to stop dealing with the junk in her life to make room for more joy, prosperity, abundance, genuine friends, and more.
Listen Now: https://podcasts.apple.com/us/podcast/dont-play-with-trash/id1502174066
Visit the Don’t Play With Trash website. https://dontplaywithtrash.com/
GET SOCIAL:
LinkedIn    https://www.linkedin.com/in/victoriarsexton/
Facebook    https://www.facebook.com/VictoriaFinancialCoach
Instagram  https://www.instagram.com/victoriafinancialcoach/

SPECIAL OFFER:
Get this helpful FREE EBOOK Now!
6 Ways To Simplify Your Money, victoriasexton.com/easymoney

VICTORIA’S BOOK:

Effortless Money: How to Align Your Wealth With Your Woo
Why do we overcomplicate things, especially our money?
When we can stop stressing, obsessing, and double-checking our finances, we can free up our time, energy, and resources to do the things we really want to do!
Victoria Sexton has made a career out of helping women make their money effortless, so they can stop stressing and start enjoying their money.

ORDER YOUR COPY HERE!

MONEY MINDSET TOOLS:
Shop for financial tools designed with women in mind. From Abundance Affirmations for Badass Business Women affirmation cards to Financial Organizer Worksheets, you’ll find lots of items to help shift your money mindset!

    

Check out the other staples in Victoria’s “financial tool box” here.  https://victoriasexton.com/shop/

ARTICLES & VIDEOS:
VIDEO: Why should You Use A Financial Journal
VIDEO: When Was the Last Time You Had A Date With Your Money?
ARTICLE: Financial Independencehttps://victoriasexton.com/financialindependence/
ARTICLE: An Easy Tool To Help You Get In Touch With Your Inner Wealthy Woman. https://victoriasexton.com/vision/

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